Software Engineer, Collections

at SoFi

WA - Seattle

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

We are looking for a Software Engineer to join our team on collecting loans. You will work on programs that will help keep monthly payments manageable or help those borrowers come with different terms..

On our team, you will be in the middle of it all – implementing new functionality, architecting new features, squashing bugs, maintaining the health of our code, and continually growing as an engineer. You will be involved in the entire product lifecycle, from business requirement clarification through building, testing, deploying, monitoring and supporting critical systems.

You’ll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way, building engineering fundamentals for greater contribution.

An efficient Collections system is instrumental in 10xing the company, and you have the opportunity to help shape and guide that future and exponentially grow the customer base of this product.

What you’ll do:

Architecting, designing, and delivering scalable, highly available services
Owning and ideating on technical solutions for product requirements and user stories
Participating heavily in code and design reviews
Generating ideas for new initiatives and technologies
Becoming domain experts on the Lending business and Collections space
Collaborating and representing engineering with outside stakeholders in product marketing, operations, business, legal, and compliance
Working in a fast-moving, highly collaborative environment across multiple offices

What you’ll need:

Bachelor’s Degree in a technical field
1+ years programming experience, ideally on a modern stack.
Our core stack is Kotlin/ Java / Spring / PostgreSQL. Experience with REST APIs, gRPC, and relational databases
Willingness to roll up your sleeves, collaborate with others and get stuff done
Strong sense of responsibility and ownership; driving a project from inception to completion
Affinity for solving problems and diving deep into the details
Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Nice to have:

Experience working in a regulatory environment
A passion for well-tested code and utilizing testing frameworks

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.