Senior Software Engineer, Credit Card Foundations

at SoFi

San Francisco, Seattle, Washington DC, United States

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a Senior Software Engineer to join our SoFi Credit Card team. We need someone who can play a pivotal role in our Credit Card product architecture transformation, focusing on the evolution of our products and new features. We are working hard to design a future looking framework, with the aim to scale our customer base, continue to delight existing customers, and disrupt the banking industry. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

As a SoFi Senior Software Engineer, you’ll be in the middle of it all acting as a leader and force multiplier – you’ll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you’ll be working with an all-star team of talented engineers.

What You’ll Do:

Utilize object-oriented programming languages to build performant and scalable backend applications within a cloud-based microservice architecture.
Own and develop technical solutions for new product requirements.
Deliver highly available and scalable services in a production environment.
Generate ideas for new initiatives and technologies.
Drive operational excellence in our business processes to enhance service quality.
Collaborate with business stakeholders, product management, operations, and peer technical teams to deliver impactful products.
Work with our core technology stack: React / Java / Kotlin / Microservices / Spring Boot / AWS / PostgreSQL

What You’ll Need:

Bachelor’s Degree in a technical field.
5+ years of programming experience, ideally on a modern microservice stack.
Strong experience with modern Java frameworks, GraphQL, REST APIs, and relational databases.
Strong sense of accountability, code quality and testing, and ownership; capable of driving a project from inception to completion
Willingness to mentor and collaborate with others.
Experience working in a team coding environment, refining designs together, iterating on ideas, participating in code reviews, and managing requests.
Passionate about broadening your technical skill set, experimenting with new ideas, and teaching others.
Effective communication skills.
Desire to grow, learn, and collaborate with a team of engineers.

Nice to Have:

Experience with Kotlin, Java, Typescript/JavaScript, Kafka, Kubernetes, Spring Boot, cloud infrastructure, Terraform, and CI/CD.
Experience with Production monitoring tools such as DataDog, Kibana, Splunk
Fintech, finance, or lending industry experience.
Experience with safe deployment practices.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.