Senior Pricing / Underwriting Analyst

We are seeking a highly analytical and strategic Senior Pricing & Underwriting Analyst to join our team. In this critical role, you will spearhead the development of our pricing models for self-funded clients while acting as a catalyst for change across the organization. The ideal candidate is a data-driven problem-solver with a deep intellectual curiosity, who is passionate about asking 'why' to uncover inefficiencies and build scalable processes from the ground up. As a trusted partner to Sales, Client Success, and Senior Leadership, you will provide the critical insights that drive our growth and profitability, all while thriving in a forward-thinking environment where we are leveraging analytics to revolutionize our approach to pricing and risk assessment.

What You'll Do: 

Pricing & Financial Analysis

• Spearhead the development and execution of administrative pricing models for prospective and existing self-funded clients.
• Conduct in-depth analysis of large datasets to identify key cost drivers, trends, and opportunities for both global and client-specific pricing strategies.
• Develop and maintain sophisticated financial models, including customer and product P&Ls and unit economics, to generate critical insights and drive cost allocation efficiency.
• Design and manage recurring financial reporting, including performance dashboards, monthly metrics, and Board-level materials.

Process Improvement & Scalability

• Proactively identify, recommend, and implement enhancements to underwriting workflows, tools, and processes to drive efficiency and improve accuracy.
• Champion projects aimed at improving data quality, developing new analytical tools, or refining pricing models to enhance our scalability.
• Explore and apply emerging technologies, including AI concepts, to enhance predictive accuracy and automate complex analytical tasks.
• Analyze and map the end-to-end underwriting lifecycle to identify key areas for improvement, cost savings, and operational excellence.

Strategic Partnership & Communication

• Serve as a trusted financial partner to the Sales and Client Success teams, providing analytical support and strategic guidance on pricing decisions.
• Advise senior leaders during monthly, quarterly, and annual planning processes, presenting complex financial information in a clear and actionable manner.
• Collaborate across the organization to ensure pricing strategies are competitive, profitable, and aligned with company goals.

To Be Successful In This Role, You'll Need:

• A strong sense of curiosity and a relentless drive to challenge the status quo by finding a 'better way' to solve problems.
• 5+ years of experience in a data-centric role within the healthcare industry (e.g., underwriting, medical economics, or financial analysis).
• Proven experience in pricing strategy, including analyzing market competitiveness, preparing revenue forecasts, and modeling the financial impact of various approaches.
• A demonstrated track record of identifying operational bottlenecks and successfully implementing process improvements to drive efficiency.
• Familiarity with or a strong interest in applying AI, machine learning, or other advanced analytical techniques to solve business problems is a significant plus.
• Excellent communication skills, with the ability to distill complex quantitative analysis into simple, actionable recommendations for audiences at all levels, including senior leadership.
• Strong business acumen, with experience working cross-functionally with Sales and Account Management teams to achieve shared objectives.
• Experience supporting large-scale, collaborative planning processes.
• Expert-level proficiency in Microsoft Excel and/or Google Sheets for complex financial modeling and data analysis.
• Technical proficiency with Google Workspace applications (Docs, Slides).

Pay Transparency Statement 

This is a hybrid position based out of our San Francisco office, with the expectation of being in office at least two weekdays per week. #LI-hybrid 

The actual pay rate offered within the range will depend on factors including geographic location, qualifications, experience, and internal equity. In addition to the salary, you will be eligible for stock options and benefits like health insurance, 401k, and paid time off. Learn more about our benefits at https://jobs.collectivehealth.com/benefits/.