Product Counsel

Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits. 

More than half of all working Americans are not saving enough for their future. Too often, it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings.

We’re a high-growth fintech company changing the retirement industry. We are backed by a number of investors. This includes funding from Marshall Wace and Baillie Gifford, as well as top investors such as BlackRock, TPG (The Rise Fund), SoftBank, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and more.

About the role

We are looking for a motivated, experienced Product Counsel to join our legal team. In this role, you will act as a strategic partner to our Product & Engineering and Revenue teams to work on exciting legal issues where disruptive technological innovations require creative and proactive legal guidance. You will be an embedded thought partner, helping us build innovative products and features that move the retirement industry forward. The successful candidate will thrive at the intersection of law and technology/financial services, guiding product development cycles and cross-functional decision-making.

What you get to do every day

• Full Lifecycle Counseling: Partner with business teams to provide legal and strategic advice from development to launch on new or enhanced products, features, and services. Translate complex regulatory requirements into clear, actionable guidance and tools that non-legal stakeholders can easily understand and implement in roadmaps and feature planning.
• Regulatory Strategy: Build strong relationships across teams to ensure compliance with applicable federal and state laws and regulations in the fintech industry, including consumer protection and data security. Monitor new regulations and changes to existing regulatory requirements that have the potential to impact the business.
• Customer-Facing Communications: Review customer-facing disclosures and promotional materials to ensure compliance with all applicable regulations.
• Cross-team Collaboration: Respond promptly to a wide range of complex legal requests, identify issues and coordinate closely with legal and compliance colleagues to ensure the swift delivery of smart, practical advice.

What you bring to the role

• Business Pragmatist: You have direct experience providing legal advice on how to launch products responsibly and sustainably and demonstrate excellent judgment. 
• A Trusted Advisor: You are capable of influencing decision-making, providing strategic legal advice on key business decisions. You have a strong sense of ownership and the ability to demonstrate sound judgment in ambiguous situations
• Collaborative: You have the ability to work collaboratively and strategically with strong decision-making skills. You build cross-functional relationships with communication styles that resonate with business teams.
• Clear Communicator: You possess excellent communication skills with the ability to explain complex issues with clarity in writing and in meetings to a variety of audiences.

Qualifications

• Education: J.D., LL.B., or equivalent degree.
• Licensure: Admitted to the bar and in good standing, or otherwise authorized to practice law (e.g., registered in-house status) in any state.
• Experience:
• 7-10+ years of relevant legal experience, preferably in-house at a consumer financial services business, fintech, or technology company
• Experience providing legal advice on product development 
• Subject Matter Knowledge: Familiarity with laws and regulations applicable to financial services and technology, such as UDAAP, Investment Advisers Act, ERISA, or consumer protection or data security frameworks. 

Nice to have

• Direct experience supporting fintech products or B2B or consumer financial services from development to launch.
• Expertise in risk management, compliance, and regulatory frameworks as they relate to the retirement or wealth management industry.
• Knowledge of ERISA, investment advisers act, privacy, consumer protection, data security, UX/UI, and/or IP legal issues in a fintech context.
• Demonstrated ability to balance compliance obligations with business objectives in a fast-paced, high-growth, or evolving regulatory environment.
• Strong familiarity with legal workflows related to knowledge search, risk and compliance, document automation, and AI.

Why you will love working at Human Interest

Human Interest is tackling one of our country's biggest challenges - closing the retirement gap. You'll be instrumental in architecting and scaling solutions that bring financial security to employees at small and medium-sized businesses nationwide. We’ve made significant progress, but there is still growth ahead, offering you a unique opportunity to solve complex problems, drive innovation, and advance your career alongside a dedicated, mission-driven team. We value hard work and recognize that our team's contributions are key to our continued success.

Join Human Interest and make a lasting impact by shaping the future of retirement.

Our operating principles define how we work together as a team. They reflect Human Interest’s unique view on what’s important and what’s right. Documenting this core aspect of our culture helps employees make good decisions on their own. It also helps candidates considering career opportunities critically evaluate whether they will thrive at Human Interest. 

• Customer obsession: We're all about creating amazing experiences for our customers. We put their needs first and go the extra mile to make them smile.
• Long-Term Orientation: We're not just playing for today; we're building a legacy. We think big, plan strategically, and invest in our future.
• Autonomous and Accountable Teams: We trust our team members to take ownership and make smart decisions. We empower you to be your best self!
• An Escalating Bar for Talent and Performance: We're constantly raising the bar and challenging ourselves to be better. We believe in growth and continuous improvement.
• Fundamental Optimism: We see the glass as half full (and then we fill it up with more amazing ideas!). We believe in the power of positivity and the potential for greatness.

Compensation - At Human Interest, there are a number of factors that are used to determine the appropriate pay range for each position. We take into account the cost of labor for each position in various markets across the U.S. The base salary for this position spans $185,000 - $225,000 and represents the minimum in our lowest geographic region to a maximum in our highest geographic region. The salary we offer to a new employee within this range is based on their location within the U.S., their relevant job-related skills, and experience. At Human Interest, base salary is one component of the overall total rewards package. Depending on the position, additional compensation components such as bonuses, commissions, and equity may be offered. All of our employees are offered a robust suite of physical, financial, and mental wellness benefits. In compliance with applicable laws, we do not inquire about salary history, or about criminal history prior to a conditional offer of employment.

Benefits - 

• A great 401(k) plan: Our own! Our 401(k) includes a dollar-for-dollar employer match up to 4% of compensation (immediately vested) and $0 plan fees
• Top-of-the-line health plans, as well as dental and vision insurance
• Competitive time off and parental leave
• Addition Wealth:  Unlimited access to digital tools, financial professionals, and a knowledge center to help you understand your equity and support your financial wellness
• Lyra: Enhanced Mental Health Support for Employees and dependents  
• Carrot: Fertility healthcare and family forming benefits
• Candidly:  Student loan resource to help you and your family plan, borrow, and repay student debt
• Monthly work-from-home stipend; quarterly lifestyle stipend
• Engaging team-building experiences, ranging from virtual social events to team offsites, promoting collaboration and camaraderie.

We’re a great place to work (but don’t take our word for it) 

Here’s a list of our awards and accolades:

• Certified as a Great Place To Work® (2023-2025)
• Fortune Best Place to Work in the Bay Area (2024)
• Best Places to Work by Built In (2023-2024)
• America’s Best Startup Employers by Forbes (2020-2022, 2024) 
• A Top Company by Y Combinator (2020-2023)
• Inc. Fastest Growing Companies (2021)

Human Interest is an equal opportunity employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran or military status, pregnancy, or any other characteristics protected under federal, state, or local laws. Employment with Human Interest is at-will, meaning either you or the company may terminate employment at any time, with or without cause or notice, except as otherwise provided by law or written agreement.

We are committed to making every stage of our application process fully accessible to all individuals. If you need a reasonable accommodation at any point in the process, please let us know at applicantaccommodations@humaninterest.com.

Protect yourself against fraud and identity theft. Apply to our open positions directly via our careers page on Greenhouse. Human Interest will never ask applicants for their financial or banking information as part of our application process. All legitimate communication will come from a @humaninterest.com email address. If you have questions, please reach out to us directly at careers@humaninterest.com

Please note Human Interest does not accept unsolicited resumes from any source other than directly from candidates. We will not consider resumes from vendors, including and without limitation search firms, staffing agencies, fee-based referral services, and recruiting agencies. 

Pursuant to the San Francisco Fair Chance Ordinance, we will consider employment-qualified applicants with arrest and conviction records. We comply with CCPA guidelines.

See more: https://humaninterest.com/disclosures