Director, Compliance Officer – Crypto & Digital Assets

at SoFi

United States

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

SoFi is seeking an experienced and strategic Director, Compliance Officer – Crypto & Digital Assets to lead our compliance oversight program for our growing digital assets and cryptocurrency business. This role will serve as the primary compliance advisor to the Crypto and Digital Asset product teams and business units, ensuring that all related activities are executed in accordance with applicable laws, regulations, and internal policies. You will play a critical role in building, maintaining, and evolving a best-in-class compliance framework tailored to this dynamic and rapidly evolving sector.

What you’ll do:

Design and oversee the compliance program specific to digital asset and crypto products and operations, consistent with the company’s Compliance Management Program
Conduct risk assessments and compliance analyses across the crypto and digital assets business
Establish and maintain relevant compliance policies and standards.
Serve as the subject matter expert on crypto and digital asset regulatory topics
Partner with business, product, operations, engineering, legal, and risk teams (including AML) to advise on compliance implications of new initiatives, product launches, and regulatory developments
Collaborate with AML Compliance and Financial Crimes teams to ensure that digital asset products meet Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and sanctions requirements
Provide clear and pragmatic compliance guidance in a fast-paced and ambiguous environment
Engage with regulators, industry groups, and internal stakeholders to promote a culture of compliance and transparency
Ensure effective compliance training programs for employees on crypto compliance topics and regulatory expectations
Promote awareness of emerging compliance risks in the crypto ecosystem

What you’ll need:

Bachelor’s degree required; advanced degree strongly preferred
Minimum of 7 years of relevant compliance experience in financial services, with at least 3 years in crypto, blockchain, or digital asset-related compliance
In-depth understanding of U.S. regulatory regimes affecting digital assets
Deep understanding of cryptocurrency products and services, including but not limited to:
- Crypto custody (hot/cold wallets, private key management)
- Crypto trading and market structure (spot, derivatives, DEXs, liquidity models)
- Staking and yield products
- Blockchain protocols and smart contract risks
- Wallet technology and on/off ramp infrastructure
Proven experience working with product, technology, and legal teams to operationalize compliance requirements
Ability to translate complex regulations into actionable guidance for business stakeholders
Experience interfacing with U.S. federal and state regulators, particularly in connection with fintech or crypto products
Strategic thinker with high attention to detail and organizational skills
Comfort navigating ambiguity and working in a high-growth, fast-paced environment
Strong interpersonal skills and ability to influence across functions

Preferred:

Knowledge of international crypto and digital asset markets and regulatory regimes
Experience with decentralized finance (DeFi), NFTs, stable-coins, blockchain forensics, and tokenized assets are a plus

Hiring in the following locations:

FL - Jacksonville
NC - Charlotte
WA - Seattle
UT - Cottonwood Heights
US - Remote
CA - San Francisco
NY - New York City
TX - Frisco

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.